If you have gone through the first two steps and remain dissatisfied, you can turn to an independent ombudsman who has been designated to provide an impartial review of unresolved customer complaints. Contact information for the OBSI is provided below.
Ombudsman for Banking Services and Investments
20 Queen Street West, Suite 2400
P.O. Box 8
Toll free telephone: 1-888-451-4519
Toll free fax: 1-888-422-2865
Toronto area telephone: 416-287-2877
Toronto area fax: 416-225-4722
The Financial Consumer Agency of Canada (FCAC)
The Financial Consumer Agency of Canada supervises financial institutions such as trust and loan companies to ensure that they comply with federal consumer protection laws. If you have a complaint that you think may involve a violation of a consumer protection law, contact FCAC in writing. Contact information for the FCAC is provided below.
427 Laurier Avenue West
Ottawa, ON K1R 1B9