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Registered Accounts

Enjoy financial freedom by taking control of your investments today.

Our Self-Directed Registered Accounts support those who are looking for alternative investment strategies, while our Classic Registered Accounts are ideal for traditional investments in term deposits or Guaranteed Investment Certificates (GIC).

Self-Directed Registered Accounts

With a Community Trust Self-Directed Registered Account, you can expect:

  • Choice and flexibility of a variety of accounts that allow you to consolidate your investments by account type
  • Convenient online access to your account information, including statements
  • Personal attention from devoted specialists who are committed to making your experience as easy, and valuable as possible

Choose from a variety of Self-Directed Registered Accounts:

  • Retirement Savings Plan
  • Retirement Income Fund
  • Registered Disability Savings Plan
  • Tax Free Savings Account
  • Spousal Plans
  • Locked-in Plans

With a Community Trust Self-Directed Registered Account, you can invest in a variety of Canada Revenue Act (CRA) eligible investments, including:

  • Arm’s Length Mortgages
  • Real Estate Based Mutual Fund Trusts
  • Syndicated Mortgage Investments
  • Mortgage Investment Corporations
  • Exempt Market Investments, and more

Classic Registered Accounts

With a Community Trust Classic Registered Account, you can expect:

  • Access to great rates and flexible options
  • Convenient online access to your account information, including statements
  • A low risk investment strategy for those looking to purchase GICs
  • Peace of mind, knowing your principal investment is guaranteed

Community Trust Classic Account types include:

  • Retirement Savings Plan
  • Retirement Income Fund
  • Spousal Plans
  • Tax Free Savings Accounts
  • Locked-in Plans

With a Community Trust Classic Account, your clients can invest in:

  • Cashable GICs
  • Short Term Deposits
  • 1-5 Year Guaranteed Investment Certificates

Learn more about our term deposits and GICs

Rates & Fees

TFSA Calculator

Self Directed Mortgage

Forms & Applications

Community Trust Company does not provide investment advice to individuals or advisors and does not endorse or promote any investment products. All investors are encouraged to speak with an independent financial advisor before making any investment decisions.