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Investment Rates & Fees

Rates

Effective November 19, 2020
Short Term Deposits
Investment 30 – 59 Days 60 – 89 Days 90 – 119 Days 120 – 179 Days 180 – 364 Days
$50,000+ 0.05% 0.05% 0.05% 0.05% 0.05%

 

Cashable GICs
Investment Cashable after 30 days (Matures in one year)
$1,000+ 0.05%

 

1-5 Year GICs*
Investment 1 Year 18 Month 2 Year 3 Year 4 Year 5 Year
$1,000-$4,999 0.26% 0.43% 0.59%  0.64% 0.64% 0.64%
$5,000-$49,999 0.51% 0.68% 0.84% 0.89% 0.89% 0.89%
$50,000+ 0.61% 0.78% 0.94% 0.99% 0.99% 0.99%

 

TFSA
Investment 1 Year 18 Month 2 Year 3 Year 4 Year 5 Year
$1,000-$49,999 0.51% 0.68% 0.84% 0.89%  0.89% 0.89%
$50,000+ 0.61% 0.78% 0.94% 0.99% 0.99% 0.99%
RRSP
Investment 1 Year 18 Month 2 Year 3 Year 4 Year 5 Year
$1,000-$49,999 0.51% 0.68% 0.84% 0.89%  0.89% 0.89%
$50,000+ 0.61% 0.78% 0.94% 0.99% 0.99% 0.99%

 

RDSP
Investment 1 Year 18 Month 2 Year 3 Year 4 Year 5 Year
$1,000-$49,999 0.51% 0.68% 0.84% 0.89%  0.89% 0.89%
$50,000+ 0.61% 0.78% 0.94% 0.99% 0.99% 0.99%

 

RRIF
Investment 1 Year 18 Month 2 Year 3 Year 4 Year 5 Year
$1,000-$49,999 0.51% 0.68% 0.84% 0.89%  0.89% 0.89%
$50,000+ 0.61% 0.78% 0.94% 0.99% 0.99% 0.99%

 

Maximizer Savings Account
Maximizer Savings Account
Earn 0.35% on every dollar you save

*Semi-Annual, Quarterly & Monthly Pay are available at a reduced interest rate.

 

All rates are subject to change without notice.

Tools & Resources

Mortgage
Calculator
Mortgage
Pre-payment
Penalty Calculator
RIF
Calculator
TFSA
Calculator

If you’ve submitted a form or application but haven’t received a confirmation within 24 hours, it may be a good idea to reach out to one of our team members. You’re welcome to contact us at our general number or email (available on the contact us page), or you can check the contact information on the form itself. Either way, we’ll get you in touch with the specialist to help.

If you need to make a correction to a form or application, reach out to us directly. You’re welcome to contact us at our general number or email (available on the contact us page), or you can check the contact information on the form itself. Either way, we’ll get you in touch with the specialist to help.

We hope this doesn’t come up, but in case it does we’ve done our best to make things simple for you. Click here for a full guide to making a complaint, and we’ll do everything we can to resolve it.

The Everyday Investor (November 30, 2016)

Ed Wells, Business Development Manager with Community Trust, recently appeared on The Everyday Investor, a Rogers TV program sponsored and co-hosted by our partners at Pro Funds. The segment aired on Rogers TV from December 2nd to December 9th, 2016, and focuses on how individuals can use their Registered Funds to invest in mortgages.