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Deposit Insurance Information

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The Canadian Deposit Insurance Corporation (CDIC) is a federal Crown corporation created by the Parliament of Canada in 1967 to protect your deposits made with member financial institutions in case of their failure.

Community Trust Company is a member of CDIC.

Community Trust Company is also known under the following tradenames:

  • Community Trust
  • Société Fiduciaire Communauté

The following instruments and/or products of Community Trust Company are eligible for deposit insurance from CDIC, subject always to maximum coverage limitations as outlined in the CDIC brochure Protecting Your Deposits.

Savings Accounts

  • Maximizer Savings Account

Non-Registered GICs

  • Short-term Non-Registered GICs
  • Cashable Non-Registered GICs
  • Long-term Non-Registered GICs

Registered Accounts

Registered Retirement Savings Plan (RRSP)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Registered Retirement Income Fund (RRIF)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Tax-Free Savings Account (TFSA)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Registered Disability Savings Plan (RDSP)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Locked-in Retirement Savings Account (LRSP)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Life Income Fund (LIF)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Locked-in Retirement Account (LIRA)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC