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Deposit Insurance Information

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The Canadian Deposit Insurance Corporation (CDIC) is a federal Crown corporation created by the Parliament of Canada in 1967 to protect your deposits made with member financial institutions in case of their failure.

Community Trust Company is a member of CDIC.

Community Trust Company is also known under the following tradenames:

  • Community Trust
  • Société Fiduciaire Communauté

The following instruments and/or products of Community Trust Company are eligible for deposit insurance from CDIC, subject always to maximum coverage limitations as outlined in the CDIC brochure Protecting Your Deposits and provided such deposits are in Canadian funds, are payable in Canada, and have a term of no more than 5 years.

Savings Accounts

  • Maximizer Savings Account

Non-Registered GICs

  • Short-term Non-Registered GICs
  • Cashable Non-Registered GICs
  • Long-term Non-Registered GICs

Registered Accounts

Registered Retirement Savings Plan (RRSP)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Registered Retirement Income Fund (RRIF)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Tax-Free Savings Account (TFSA)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Registered Disability Savings Plan (RDSP)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Locked-in Retirement Savings Account (LRSP)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Life Income Fund (LIF)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC

Locked-in Retirement Account (LIRA)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC